Important/Disclaimer: Make sure to save your address and secret key. Share your address to receive from others, but never share your secret key with anyone. Your secret key is essentially your password. This site does not process or save any information and is not responsible for your account or your transactions. The site is an exchange in name only. Nothing flows through the site itself. Everything goes directly between you and the already existing Ripple network. The site is merely an interface to the functionality that already exists on Ripple even without this site. This site is provided as is, and you agree by using it that you cannot hold its creators or operators responsible or liable for any actions or consequences in relation to it. For the tech savy, the site is a free, purely client-side wallet, the most secure way to access any blockchain network. All transactions are signed locally on your device and processed by the Ripple blockchain network. The site does not process, facilitate, screen, or have any actual involvement in the execution of your transactions any more than a mobile app or 3rd party trading tool does to an existing stock brokerage. No keys are ever sent to any server, and no data (including transactions) is sent to or processed by the Free The World Exchange itself. If you save this webpage, you can continue to access the Ripple network even if our servers go down because everything runs from your device only. You can even disconnect from the internet completely and still generate new account addresses (aka a cold wallet or paper wallet). The site is literally not doing anything other than offering the page for download.

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Legal / Terms of Use:

The terms of use and agreement provided below (the "Agreement") is a binding agreement between the end user ("you") and the operator of the website, FreetheWorldFoundation.com (the "operator" or "operators"). If you are entering into this Agreement on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these terms and conditions, in which case the term “you” shall refer to such entity.

Copyright © 2026 Free the World Foundation All Rights Reserved

This site is inspired by code from pftq the "creator" or "creators" of TheWorldExchange.net. This site is run and maintained by founding members of the Free the World Foundation, which holds a license to operate, publish, and distribute the Free The World Exchange website (the "site") and is responsible for all related business and legal representation. The site acts as and is only a user-interface to Ripple, an open-source, distributed ledger technology built by Ripple Labs. No functionality exists on the Free The World Exchange site itself. Ripple, Ripple Labs, and its token currency XRP are unaffiliated with the creators or operators of the Free the World Exchange. While the the Free The World Exchange website code is open-source and free to build from for your own projects, the Free The World Exchange itself, the intellectual property, documentation, and the names and designs shown on this website are copyrighted with all rights reserved. You acknowledge and agree that the Free The World Exchange is provided to you under license to use only and not sold to you. You do not acquire any ownership interest in the Free The World Exchange or any other rights thereto other than to use the Free The World Exchange, and subject to all terms and conditions described above.

BY DOWNLOADING, INSTALLING OR USING THE FREE THE WORLD EXCHANGE WEBSITE, YOU REPRESENT AND WARRANT THAT (A) YOU HAVE READ AND UNDERSTAND THIS AGREEMENT; (B) YOU ARE 18 YEARS OF AGE OR OLDER; (C) YOU HAVE THE FULL POWER AND AUTHORITY TO AGREE TO THIS AGREEMENT; (D) YOU ARE NOT LOCATED IN, UNDER THE CONTROL OF, OR A NATIONAL OR RESIDENT OF ANY COUNTRY SUBJECT TO SANCTIONS BY THE UNITED STATES, AUSTRALIA OR BRITAIN; (E) YOU HAVE NOT BEEN PLACED ON THE U.S. DEPARTMENT OF COMMERCE’S DENIED PERSONS LIST; (F) YOU ARE NOT IDENTIFIED AS A “SPECIALLY DESIGNATED NATIONAL” BY THE AFOREMENTIONED GOVERNMENTS; AND (G) YOU WILL NOT USE THE FREE THE WORLD EXCHANGE WEBSITE IF YOU HAVE PREVIOUSLY BEEN PROHIBITED FROM DOING SO OR IF ANY LAWS PROHIBIT YOU FROM DOING SO.

THE WEBSITE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.

NO RESPONSIBILITY OR LIABILITY. The Free the World Exchange is not an actual exchange or even a "web wallet" for cryptocurrencies. You do not create an account or give us your funds to hold onto. All transactions are signed locally, and no private or secret keys ever leave your browser / computer. The site merely acts as a user-interface to interact with blockchain, specifically the Ripple network. You agree by using the site that you cannot and will not hold the creators or operators of the Free The World Exchange liable for anything, whether for breach of contract, negligence or otherwise, and whether or not the creators or operators of the Free The World Exchange were advised of the possibility of any liability you may experience

SECURITY. The Free the World Exchange website does not include its own encryption or other security measures, and any communications with Ripple via The Free the World Exchange website are protected only by any security that Ripple (or other third parties) may provide. You are responsible for your own security of your keys and transactions whether generated by this site or not. It is your sole responsibility to ensure that all communications conducted via the Free the World Exchange website are secure and neither the Free The World Exchange nor its creators or operators shall have any responsibility for interception or other unauthorized access to communications conducted via the Free The World Exchange website. While best effort has been made to build the Free The World Exchange in a secure manner, there is always the possibility of loss from software bugs or other security flaws that may have been overlooked, and you agree by using the site that you understand this risk and hold the Free The World Exchange, its creators, or its operators harmless for anything that may occur. You also acknowledge and are aware of the proliferation of computer viruses and other malware affecting the internet, and are solely responsible to scan any and all downloaded materials received from Ripple or other portions of the Internet to ensure that such viruses or other malware do not affect your computer or other IT systems. Neither the Free The World Exchange nor its creators or operators are responsible or liable for any damage caused by such hazards, and the Free The World Exchange website does not include any anti-virus or anti-malware protections to prevent such hazards.

COMPLIANCE WITH LAWS, REGULATIONS, and TAXATION RULES. You are solely responsible for abiding by the laws, regulatory requirements, and taxation rules of your jurisdiction for what you choose to do with the Free The World Exchange, including Securities laws and regulations. Tokens on the platform may be subject to taxation rules depending on local and federal laws, which you are solely responsible for knowing. The Free The World Exchange does not screen, and has no ability to screen, transactions that happen on the Ripple network, for which again it is only an interface to. The site does not process, facilitate, screen, or have any actual involvement in the execution of your transactions any more than a mobile app or 3rd party trading tool does to an existing stock brokerage. You, as the end user, are responsible for ensuring you comply with any laws that may apply in your transactions, including but not limited to purchase, sale, and issuance of tokens. You are also responsible for configuring your tokens to meet compliance requirements that may be required, including whitelisting and other advanced features of Ripple. Any violations of the laws are liable to you, the end user, only and will not be the responsibility of the Free The World Exchange, its creators, or its operators. Lastly, you acknowledge that there is substantial legal and regulatory risk in dealing with blockchain-based tokens, as the landscape for such technologies is constantly evolving, and this risk is similarly solely your own responsibility. Should you be unsure of the legality or regulatory requirements of your intended use of the Free The World Exchange, you should immediately stop all use and first consult an attorney or legal counsel.

INDEMNIFICATION. You agree to indemnify, defend and hold harmless the creators and operators of the Free The World Exchange and their affiliates, their licensors, and the officers, directors, employees, agents, affiliates, service providers, successors and assigns of the foregoing from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including reasonable attorneys’ fees, arising from or relating to your use or misuse of the Free The World Exchange.

NO INVESTMENT ADVICE. You agree that to the extent you purchase tokens or other assets via Ripple, the seller of such tokens or assets is solely responsible for creating or providing all information and/or documentation relevant and necessary to assess and execute the purchase of such tokens or assets (including without limitation any document describing the tokens or assets (sometimes referred to as a “whitepaper”) and any contract memorializing such purchase of tokens or assets) and that neither the Free The World Exchange nor its creators or operators have any responsibility or obligation to do so. You understand that the Free The World Exchange, its creators, and its operators provide no transaction or investment advice of any kind, nor do the Free The World Exchange, its creators, or its operators give advice or offer any opinion with respect to the nature, potential value or suitability of any particular transaction or investment strategy. You understand that you are solely responsible for all transaction and investment decisions you make using the Free The World Exchange. You further understand that while you may be able to access market data and other financial information using the Free The World Exchange, the availability of such information does not constitute a recommendation to buy or sell anything or to engage in any investment strategy. Any transactions you conduct or investment decisions you make will be based solely on your own evaluation of your financial circumstances and investment objectives and the suitability for you of any asset or any investment strategy. Any transaction conducted by you or using your login credentials is yours and you are responsible for any outcome resulting from transactions that you initiate or that are initiated by any third party using your login credentials, including the possible loss of principal invested based on an investment decision. You understand the risks involved with transacting via Ripple and that investments in tokens and other assets will fluctuate in value, and you agree that neither the Free The World Exchange nor its creators or operators are responsible for any losses you may incur as a result of your investment decisions or any transactions that you may conduct using the Free The World Exchange website. All investments and other transactions have risks, and you are responsible for determining whether you can afford the risks of making any investment or other transaction.

GOVERNING LAW. This agreement and terms of use shall be governed in all respects by the substantive laws of Australia, without regard to the conflicts of laws principles of any jurisdiction. You agree to submit to the personal and exclusive jurisdiction and venue of the state and federal courts located within Australia.

ASSIGNMENT. You may not assign this Agreement, in whole or in part. The creators and operators may freely assign this agreement, in whole or in part, at any time in their sole discretion. Subject to the foregoing, this Agreement is binding upon, inures to the benefit of and is enforceable by the Parties and their respective successors and assigns. Any assignment or purported assignment in violation of this shall be void and of no effect.

ENTIRE AGREEMENT. This Agreement constitutes the entire agreement between you and the creators and operators of The World Exchange with respect to the Free The World Exchange website, and supersedes all prior or contemporaneous understandings and agreements, whether written or oral, with respect thereto.

     Every token traded is issued/created by someone else out there, whether it be a person issuing tokens to represent personal loans/debt and credit or a company issuing tokens to represent their bonds and equity. Or it could represent something completely different and unheard of - such as new currencies or tokens to represent ideas, projects, anything. It is being able to fundraise for anything and create a fully tradable token to represent it.
     Anyone can create their own tokens by issuing them; it's on you to communicate to the world what the tokens represent and to enforce that. Think of it like creating a credit card; it's not cash but the creator of the card enforces the value. In the case of peer-to-peer lending, one can create a token for others to buy with the creator's promise to buy back the token later, just like the concept of getting a loan and paying it back later. The value of a token here will always be determined by how much everyone trusts the creator to back it, just like how anything else works in the real world.
     Once you create your own token, you can then tell others to buy or sell it by directing them to this site and giving them the name of the token and your account address as the backer/issuer. Your token will be traded just like any other token that exists on the exchange with its value determined completely by the free market.
     Thanks to Ripple's autobridging technology, a token offered for Ripple's native currency XRP will automatically be offered on every orderbook that exists. For example, if you offer XYZ for XRP, everyone will automatically see XYZ also available for USD, EUR, BTC, etc, simultaneously every form of exchange and creating immediate liquidity. You can always still offer directly to one symbol such as USD if you do not wish to make it available universally.

     Every token is issued and created by some individual, company, or organization. Every user has the choice to decide what others are allowed to send to him/her. Before sending anything to a recipient, make sure the recipient has set their "Receivable Tokens" to be able to accept the token you are about to send. If you are expecting to receive a token, make sure the token and who backs it are in your "Receivable Tokens" list.

     All of this is done so that you do not accidentally receive tokens backed by people/companies you do not trust or know - for example, a fake USD token issued by a scammer. You do not need to do this for tokens you buy, sell, or issue, only for what others send you. The special case is if an issuer requires token holders be authorized or approved; then you'll get a message that both you and the issuer need to add each other before you can buy or sell it. The one token that does not require any of this is Ripple's native currency XRP, which no one can issue and therefore can't be faked.

     Note that Ripple's Gateway documentation refers to these lists as trustlines.

     You have enabled "requireAuthorization" in Advanced Settings. This means only authorized accounts can buy or exchange the tokens you issue. Add each account you wish to authorize above. Each account you authorize must also add you and your token to their "Receivable Tokens" list as an extra precaution.

     In addition, you can control whether a specific token holder is allowed to send your token to others by checking or disabling the Allow Transfer option; note this does not affect their ability to still trade on the open market. To completely allow or disallow all sending of your token, use the defaultRipple option in Advanced Settings.

     Read more about issuing and maintaining tokens at Ripple's Gateway Guide.

     These account settings are for advanced users only. Be extremely careful as some settings can result in your account being unusable. Read about each field in the Ripple API and typical usage at Ripple's Gateway. Some of the main ones are covered below.

     Something that most token issuers (and token issuers only) will want to check is "defaultRipple." By default, it is disabled so others can only trade the tokens you create but not send directly to others; to allow others to send your tokens as well, enable the "defaultRipple" setting for your account. A reason you might leave this off as a token issuer is if, for example, regulations require token ownership to not be "transferred" for some period of time. For convenience, the site asks you if you want to enable it each time you issue a token, so it is likely already enabled without you coming to the Advanced Settings window. Note, this is for token issuers only; if you're not using your account to issue tokens, you should not enable this and in fact keep it off, as it has unintended consequences for accounts that are just buying and holding instead.

     Another commonly used feature, which again is just for token issuers, is "requireAuthorization." Enabling it requires both the buyer and issuer to add each other under their respective "Receivable Tokens" and "Authorized Token Holders" lists before your token can be traded or received. A demo is available here, which is publicly visible but not purchasable unless you've been given permission by the issuer. It is essentially a whitelist of who is allowed to hold your token, whether they buy off the exchange or receive directly from someone else. An account that uses requireAuthorization should only exist solely to issue tokens (don't use it to also buy and hold other things), and the requireAuthorization flag needs to be set before any tokens are created. Otherwise, you will prompted to cancel all issuances and trustlines ("Receivable Tokens" list) first. Once enabled, your "Receivable Tokens" list becomes instead an "Authorized Token Holders" list with which you designate who is allowed to hold what tokens you issue.

     The third major setting is the "RegularKey." Setting this field to the public address of another account allows you to also use the secret key of that other account to login. In other words, you can now login using either of two secret keys (passwords) instead of one. The main secret key you start with is known as the "MasterKey" and is unchangeable, but a "RegularKey" can be changed constantly. Some users feel better protected if their main, unchangeable "MasterKey" is rarely used, and setting a "RegularKey" essentially lets them use what is otherwise a disposable password for the majority of the time. Another use case might be delegating access to your account to another user, who you want to maintain the ability to cut off, such as with a large company. An additional setting "disableMasterKey" is also available should you wish to only use the RegularKey going forward, but be careful as you can permanently lock out your account if you both disable the MasterKey and set the RegularKey to an account you don't have the secret key to.

     Most other options above should be self-explanatory or covered well enough by the Ripple documentation linked above. The main purpose of features like this is to allow more tightly regulated businesses to integrate their KYC/AML needs directly into the token without additional code or smart contracts. If there are any questions, feel free reach out to contact@theworldexchange.net.

     Using the above setting, you can assign a display name to your Ripple account for others to see instead of the your public account address. This works the same way as The World Exchange Chat Box by submitting a minimal transaction of 0.000001 XRP to a designated Ripple Display Names address with text attached. The text attached here would be your display name (instead of chat).

     This is essentially a revival of the no-longer-supported Ripple Names, except it is now stored decentralized on Ripple itself. The Ripple Display Name is immediately visible across any other site or interface that supports this protocol, such as for issuer / backer names and The World Exchange Chat Box on this site.

     Any other site or interface which wants to look up your display name directly on the blockchain can do so by reading the memo attached to the latest transaction sent from your public account address to the Ripple Display Names address:
(but make sure to only accept the first person who claims the same name)

     As an issuer, you can create a Ripple profile to describe yourself and the symbols you issue. It's also a secure way for people to know that the information here is only from you, the issuer, as no one else can sign a transaction with your Ripple address. Behind the scenes, this works the same way as The World Exchange Chat Box by submitting a minimal transaction of 0.000001 XRP to a designated Ripple Profiles address with text attached. The text attached here would be your profile information (instead of chat).

     The Ripple Profile is immediately visible across any other site or interface that supports this protocol, such as for issuer / backer names and The World Exchange Chat Box on this site. Any other site or interface which wants to look up your profile directly on the blockchain can do so by reading the memo attached to the latest transaction sent from your public account address to the Ripple Profiles address:

     The destination tag and memo are optional notes you can attach to your transaction. The destination tag is usually asked for to send your transaction with things like an order id, account number, etc. The main usage is if the recipient shares their account with multiple people, such as a bank managing for many customers; the destination tag then helps make note of who specifically this transaction is for. The memo is a note can be any sort of text. Both are completely optional.